My wife and I were focused on our pending retirement, and the subsequent minefield of superannuation regulations governing our income stream for the time ahead. Ours was the classic scenario of knowing what we wanted but not being sure of the optimum pathway to achieve the required lifestyle result. I have extensive experience in the stock market since returning to Australia and our portfolio, as well as our home, are the backbone of our future income stream.
One lesson I learnt in my corporate career was to surround myself with people who often knew more than me or at least were better than me in many areas of business. Our personal future was no different! It became evident that we needed to have people who were better equipped than us to navigate the hazardous ocean of superannuation regulations to secure our future lifestyle. However, while we used Altus (and the previous corporate entities from which Altus evolved) for tax purposes, we did not assume that they would automatically be the best fit for us in terms of future-proofing our investments for the lifestyle we wanted.
In addition to investment issues, we also had to conduct a major revision of our Wills, Trusts and other legal matters regarding the family. Initially, we thought that we would go to the usual Solicitor that we had sometimes used in the past. It never crossed our mind that Altus could facilitate solutions to our legal issues.C
Any doubts we had were short-lived as Matt, Justine and the Altus team were given the opportunity to put forward financial plan options, the critical pinch-points for each and the execution detail to achieve the results we wanted.
The Altus Financial modelling has allowed us to “see into the future”. After we supplied the raw data for a number of options Altus provided us with detailed plans for each financial scenario. Of course, choices had to be made by us, but the consequences of each choice were and still are clearly detailed by the Altus team.
Matt introduced us to the Legal members of Altus and we now have our Wills and Trusts in place. The legal service provided by various Altus staff was seamless.
Although our blueprint plan is up-dated as variables and circumstances change, we now have a clear roadmap for our future. All we have to do is follow it!
While we are certainly not the largest client of Altus, we have always been treated as if we were! From the reception staff, throughout numerous meetings to the reports and up-dates, we have always been treated well.