Altus Insights

Important Estate Planning Questions to Ask Yourself

matt.smith@altusfinancial.com.au (Matt Smith) — Mon, 11 Mar 2019 06:02:30 GMT

Estate planning may not be the most exciting or pleasant thing to think about. However once you begin, you’ll see that it allows you to take control of the future in important ways and to take steps toward caring for your family after you’re gone.

The 5 Pillars of Integrated Business Succession Planning

scott.young@altusfinancial.com.au (Scott Young) — Mon, 11 Mar 2019 05:58:53 GMT

Entrepreneurs are valued for their ability to start businesses, but another one of their responsibilities is to arrange for their business’s succession. This needs to be started long before you need to leave your business.

SMSF Changes – There are new reporting obligations you need to be aware of

roy.ditmarsch@altusfinancial.com.au (Roy Ditmarsch) — Mon, 11 Mar 2019 05:56:17 GMT

There are new reporting obligations for self-managed super funds (SMSFs). This is to support the introduction of the transfer balance cap and event-based reporting framework.

Motor Vehicles Data Matching – Are You On The ATO’s Radar?

matt.smith@altusfinancial.com.au (Matt Smith) — Mon, 11 Mar 2019 05:51:10 GMT

The ATO have advised they are continuing their data matching program for motor vehicles, by acquiring information for 2017 - 2019 financial years from state and territory motor vehicle registry authorities. Although data matching is not new, it continues to become more and more effective.

Finding the Right Fit: Selecting a Family Office

scott.young@altusfinancial.com.au (Scott Young) — Fri, 08 Mar 2019 06:47:03 GMT

Family office structures make it possible for families to “professionalise” their money management and wealth creation. They offer professional third-party insight designed to protect and preserve family wealth into the future, while meeting goals and objectives with a structured level of decision making (governance).

The 5 Pillars of Successful Retirement Planning

rod.dickinson@altusfinancial.com.au (Rod Dickinson) — Fri, 08 Mar 2019 06:45:11 GMT

A successful retirement plan doesn’t happen by accident. Just as physically healthy people can trace their success to good eating and exercise, people who retire in a healthy financial situation can attribute their success to a strategic retirement plan that has been diligently followed.

How to Invest Surplus Cash Flow

rod.dickinson@altusfinancial.com.au (Rod Dickinson) — Fri, 08 Mar 2019 06:40:47 GMT

Having extra money left in your bank account each month may be a sign that you can invest more for your retirement, and that’s great news! Perhaps you’ve accumulated a surplus cash flow with careful budgeting and planning. Maybe you’re earning more than you used to, or maybe your expenses have been reduced.

Cash Flow Management Best Practices

sarah.pyke@altusfinancial.com.au (Sarah Pyke) — Fri, 08 Mar 2019 06:39:16 GMT

What happens when you don’t feed your body? You slow down, have trouble concentrating and can’t function normally. What happens when you don’t have the cash to feed your business?

Why Good Financial Advice is Worth the Cost

rod.dickinson@altusfinancial.com.au (Rod Dickinson) — Fri, 08 Mar 2019 06:37:39 GMT

If you want to remove the wall between your kitchen and your living room, you’ll probably hire a professional to ensure you’re not taking out any load-bearing beams. Why? Because one mistake could compromise the structural integrity of your home, leaving you with a bigger mess than you anticipated.

Invest With Confidence in Volatile Markets

matt.smith@altusfinancial.com.au (Matt Smith) — Fri, 08 Mar 2019 06:34:47 GMT

11 October 2018 (Forbes) - “Market Volatility is Surging”