--- title: | Wealth (2) description: Wealth | (2) --- [![Logo](https://www.altusfinancial.com.au/hubfs/Logo.svg "Logo")](https://www.altusfinancial.com.au/) - [Home](https://www.altusfinancial.com.au) - [Services](https://www.altusfinancial.com.au/services) - Company - [About Altus](https://www.altusfinancial.com.au/our-story) - [Our People](https://www.altusfinancial.com.au/our-team) - [Careers](https://www.altusfinancial.com.au/careers) - [Graduate Program](https://www.altusfinancial.com.au/altus-pathways-graduate-program) - [Altus Gives](https://www.altusfinancial.com.au/community) - [Our Global Reach](https://www.altusfinancial.com.au/our-global-reach) - Resources - [Insights](https://www.altusfinancial.com.au/insights) - [Resources & Guides](https://www.altusfinancial.com.au/resources) - [Videos](https://www.altusfinancial.com.au/videos) - Client Programs - [Families Who Thrive](https://www.altusfinancial.com.au/families-who-thrive) - [Women Who Thrive](https://www.altusfinancial.com.au/womens-wealth) - 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[Growth (38)](https://www.altusfinancial.com.au/blog/topic/growth) - [Business Succession (25)](https://www.altusfinancial.com.au/blog/topic/business-succession) [![Helpful Resources](https://no-cache.hubspot.com/cta/default/512115/11b7293b-309b-4f1b-af85-27ec1dd19a35.png)](https://cta-redirect.hubspot.com/cta/redirect/512115/11b7293b-309b-4f1b-af85-27ec1dd19a35) Request a Consultation - Close![](https://www.altusfinancial.com.au/hubfs/Assets%20Jan%202019/Images/close%20(3).svg) ## Request a Consultation - [Insider](https://www.altusfinancial.com.au/blog/topic/insider) # [Fortunity is now Altus](https://www.altusfinancial.com.au/blog/fortunity-is-now-altus) For many years, Fortunity has proudly supported individuals, families and businesses across the Central Coast with trusted financial advice and deep local relationships. Today, we are excited to enter our next chapter as Altus. This evolution brings together t..... ###### Altus Team #### Latest Posts [Insider](https://www.altusfinancial.com.au/blog/topic/insider) ##### [Fortunity is now Altus](https://www.altusfinancial.com.au/blog/fortunity-is-now-altus) [Wealth](https://www.altusfinancial.com.au/blog/topic/wealth), [Family Office](https://www.altusfinancial.com.au/blog/topic/family-office), [Families Who Thrive](https://www.altusfinancial.com.au/blog/topic/families-who-thrive) ##### [The Great Wealth Transfer](https://www.altusfinancial.com.au/blog/the-great-wealth-transfer) [Wealth](https://www.altusfinancial.com.au/blog/topic/wealth), [Super](https://www.altusfinancial.com.au/blog/topic/super), [Tax](https://www.altusfinancial.com.au/blog/topic/tax) ##### [Division 296 tax: what high-balance super members need to do now](https://www.altusfinancial.com.au/blog/division-296-tax-what-high-balance-super-members-need-to-do-now) [Business](https://www.altusfinancial.com.au/blog/topic/business), [FBT](https://www.altusfinancial.com.au/blog/topic/fbt), [Accounting](https://www.altusfinancial.com.au/blog/topic/accounting) ##### [Common FBT Questions and Answers](https://www.altusfinancial.com.au/blog/common-fbt-questions-and-answers) [Super](https://www.altusfinancial.com.au/blog/topic/super), [Business](https://www.altusfinancial.com.au/blog/topic/business) ##### [Pay Day Super Is Coming: What SMEs Should Be Doing Now](https://www.altusfinancial.com.au/blog/pay-day-super-is-coming-what-smes-should-be-doing-now) [Wealth](https://www.altusfinancial.com.au/blog/topic/wealth) - 5 min read #### [6 Tips to Improve Your Credit Score Quickly](https://www.altusfinancial.com.au/blog/6-tips-to-improve-your-credit-score-quickly) How important is your credit score? Believe it or not, your credit score can affect all of these areas of your life: ###### Julie Azzi [Wealth](https://www.altusfinancial.com.au/blog/topic/wealth) - 6 min read #### [Tips for Extra Cash Flow at Christmas Time](https://www.altusfinancial.com.au/blog/tips-for-extra-cash-flow-at-christmas-time) Need a little extra cash this Christmas? With gift-giving, parties and feasts on the calendar, your cash flow may take a..... ###### Adam Montana [Wealth](https://www.altusfinancial.com.au/blog/topic/wealth) - 6 min read #### [6 Reasons Why You Should Have an Emergency Savings](https://www.altusfinancial.com.au/blog/6-reasons-why-you-should-have-an-emergency-savings) If you’ve listened to financial podcasts or read personal money management books, you’ve most likely heard about emergen..... ###### Adam Montana [Wealth](https://www.altusfinancial.com.au/blog/topic/wealth) - 6 min read #### [Should You Set Financial Goals With Your Teenager?](https://www.altusfinancial.com.au/blog/should-you-set-financial-goals-with-your-teenager) Looking back, do you wish you had started setting financial goals earlier in your life? Many of us had to learn financia..... ###### Rod Dickinson [Wealth](https://www.altusfinancial.com.au/blog/topic/wealth) - 7 min read #### [Maintaining Your Budget. What’s The Secret?](https://www.altusfinancial.com.au/blog/maintaining-your-budget.-whats-the-secret) You know you need a budget; you’ve heard it a million times. And in the past, you've tried it: income, expenses, categor..... ###### Adam Montana [Wealth](https://www.altusfinancial.com.au/blog/topic/wealth) - 5 min read #### [Mortgage Interest Rates Explained](https://www.altusfinancial.com.au/blog/mortgage-interest-rates-explained) Buying a home? You’ll likely need a mortgage. And chances are your mortgage will be the most significant loan you’ve eve..... ###### Julie Azzi [Wealth](https://www.altusfinancial.com.au/blog/topic/wealth) #### [[Video] Conversation Series Episode 1 - Wealth Market Update](https://www.altusfinancial.com.au/blog/conversation-series-episode-1-wealth-market-update) ###### Altus Team [Wealth](https://www.altusfinancial.com.au/blog/topic/wealth), [Investments](https://www.altusfinancial.com.au/blog/topic/investments) - 4 min read #### [How to Invest Surplus Cash Flow](https://www.altusfinancial.com.au/blog/how-to-invest-surplus-cash-flow) Having extra money left in your bank account each month may be a sign that you can invest more for your retirement, and ..... ###### Rod Dickinson [Wealth](https://www.altusfinancial.com.au/blog/topic/wealth) - 5 min read #### [Let's Talk About Money - A Millennial's Guide](https://www.altusfinancial.com.au/blog/lets-talk-about-money-a-millennials-guide) Each generation has its unique financial challenges, but there’s excellent news for Millennials: time is on your side. E..... ###### Adam Montana [Wealth](https://www.altusfinancial.com.au/blog/topic/wealth), [Super](https://www.altusfinancial.com.au/blog/topic/super), [Business](https://www.altusfinancial.com.au/blog/topic/business), [Tax](https://www.altusfinancial.com.au/blog/topic/tax) - 2 min read #### [The Federal Budget - Our Thoughts](https://www.altusfinancial.com.au/blog/the-2019-20-federal-budget-our-thoughts) The 2019 Federal Budget was as predicted, a pre-election budget designed to sway the Australian electorate and persuade ..... ###### Marc Walsh [Wealth](https://www.altusfinancial.com.au/blog/topic/wealth) - 5 min read #### [Financial Stress - Simple Strategies to Overcome It](https://www.altusfinancial.com.au/blog/financial-stress-simple-strategies-to-overcome-it) Financial stress can overshadow the good things happening in your life, making it difficult to enjoy the here and now. H..... ###### Matt Smith [Wealth](https://www.altusfinancial.com.au/blog/topic/wealth), [Investments](https://www.altusfinancial.com.au/blog/topic/investments) - 5 min read #### [Financial Advisers are Worth the Cost](https://www.altusfinancial.com.au/blog/financial-advisers-are-worth-the-cost) When you’re trying to plan and save for the future, it can seem counterintuitive to spend some of your hard-earned money..... ###### Matt Smith [Wealth](https://www.altusfinancial.com.au/blog/topic/wealth), [Retirement](https://www.altusfinancial.com.au/blog/topic/retirement) - 5 min read #### [10 Retirement Savings Tips for Enjoying Your Golden Years](https://www.altusfinancial.com.au/blog/10-retirement-savings-tips-for-enjoying-your-golden-years) Looking for inspiration for saving for your golden years? We’ve put together ten savings tips that will help you to enjo..... ###### Rod Dickinson [Previous](https://www.altusfinancial.com.au/blog/topic/wealth/page/1) [All posts](https://www.altusfinancial.com.au/blog/all) [Next](https://www.altusfinancial.com.au/blog/topic/wealth/page/3) ### **Could Your Business Benefit from an Outsourced CFO?** Set your business on the right path with this simple guide. [Access the Guide](https://www.altusfinancial.com.au/cfo-landing-page) ![Could Your Business Benefit From an Outsources CFO_Resources](https://www.altusfinancial.com.au/hs-fs/hubfs/1.Offers/Could%20Your%20Business%20Benefit%20From%20an%20Outsourced%20CFO/Could%20Your%20Business%20Benefit%20From%20an%20Outsources%20CFO_Resources.jpg?width=582&height=386&name=Could%20Your%20Business%20Benefit%20From%20an%20Outsources%20CFO_Resources.jpg) ## Financial insights you won’t delete. 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[Access the Checklist](https://www.altusfinancial.com.au/prospective-business-owner-succession) ![Business Owner - Succession Checklist_Resources](https://www.altusfinancial.com.au/hs-fs/hubfs/1.Offers/Business%20Owner%20-%20Succession%20Checklist/Business%20Owner%20-%20Succession%20Checklist_Resources.jpg?width=581&height=386&name=Business%20Owner%20-%20Succession%20Checklist_Resources.jpg) #### Featured authors [Adam Montana](https://www.altusfinancial.com.au/blog/author/adam-montana) [See all articles](https://www.altusfinancial.com.au/blog/author/adam-montana) [Alex Bouris](https://www.altusfinancial.com.au/blog/author/alex-bouris) [See all articles](https://www.altusfinancial.com.au/blog/author/alex-bouris) [Alex Thomaschuetz](https://www.altusfinancial.com.au/blog/author/alex-thomaschuetz) [See all articles](https://www.altusfinancial.com.au/blog/author/alex-thomaschuetz) [Altus Team](https://www.altusfinancial.com.au/blog/author/altus-team) [See all articles](https://www.altusfinancial.com.au/blog/author/altus-team) ###### Have a question for Connect with the author of this post and they'll get back to you. 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Altus Wealth Pty Limited ABN 55 649 956 212 is an Authorised Representative of Altus Financial Services Pty Ltd ABN 24 637 026 825 an Australian Financial Services Licensee (AFSL no. 520266). Altus Financial Services Pty Ltd is not responsible for the advice, products and services provided by Altus Accounting. Julie Azzi is a credit representative (CR No. 366834) of BLSSA Pty Ltd ABN 69 117 651 760 (Australian Credit Licence 391237).