---
title: | Super
description: Super |
---

[![Logo](https://www.altusfinancial.com.au/hubfs/Logo.svg "Logo")](https://www.altusfinancial.com.au/)

- [Home](https://www.altusfinancial.com.au)
- [Services](https://www.altusfinancial.com.au/services)
- Company 
    - [About Altus](https://www.altusfinancial.com.au/our-story)
    - [Our People](https://www.altusfinancial.com.au/our-team)
    - [Careers](https://www.altusfinancial.com.au/careers)
    - [Graduate Program](https://www.altusfinancial.com.au/altus-pathways-graduate-program)
    - [Altus Gives](https://www.altusfinancial.com.au/community)
    - [Our Global Reach](https://www.altusfinancial.com.au/our-global-reach)
- Resources 
    - [Insights](https://www.altusfinancial.com.au/insights)
    - [Resources & Guides](https://www.altusfinancial.com.au/resources)
    - [Videos](https://www.altusfinancial.com.au/videos)
- Client Programs 
    - [Families Who Thrive](https://www.altusfinancial.com.au/families-who-thrive)
    - [Women Who Thrive](https://www.altusfinancial.com.au/womens-wealth)
- [Contact Us](https://www.altusfinancial.com.au/contact-us)

- [![](https://www.altusfinancial.com.au/hubfs/1.%202017%20Assets/Dark_Phone.svg)](tel:+61289083444)

[![Talk with us](https://no-cache.hubspot.com/cta/default/512115/6a87cb2e-17ae-43a1-93c7-da9582e08c36.png)](https://cta-redirect.hubspot.com/cta/redirect/512115/6a87cb2e-17ae-43a1-93c7-da9582e08c36)

##### Accounting & Business Services

- [Accounting and Compliance](https://www.altusfinancial.com.au/accounting-compliance)
- [Business Performance and CFO Services](https://www.altusfinancial.com.au/cfo-services)
- [Taxation](https://www.altusfinancial.com.au/taxation-advisory)
- [Research, Development & Government Grants](https://www.altusfinancial.com.au/research-and-development-cashback-incentives)
- [Corporate Advisory](https://www.altusfinancial.com.au/corporate-advisory)
- [International Business Services](https://www.altusfinancial.com.au/international-services-australian-businesses)

##### Wealth Services

- [Wealth Management](https://www.altusfinancial.com.au/wealth-management)
- [Retirement Planning & Superannuation](https://www.altusfinancial.com.au/retirement-planning-superannuation)
- [Superannuation](https://www.altusfinancial.com.au/superannuation)
- [Aged Care](https://www.altusfinancial.com.au/aged-care)
- [Estate Planning](https://www.altusfinancial.com.au/estate-planning)
- [Asset Protection & Insurance](https://www.altusfinancial.com.au/asset-protection-and-insurance)
- [Investments](https://www.altusfinancial.com.au/investments)

##### Lending Sources

- [Home & Investment Loans](https://www.altusfinancial.com.au/home-investment-loans)
- [Commercial & Business Loans](https://www.altusfinancial.com.au/commercial-business-loans)

##### [Need Real-life Advice?](https://www.altusfinancial.com.au/request-a-consultation)

[![Talk with us](https://no-cache.hubspot.com/cta/default/512115/6a87cb2e-17ae-43a1-93c7-da9582e08c36.png)](https://cta-redirect.hubspot.com/cta/redirect/512115/6a87cb2e-17ae-43a1-93c7-da9582e08c36)

[![page-1 (5)](https://www.altusfinancial.com.au/hubfs/page-1%20(5).svg "page-1 (5)")](https://www.altusfinancial.com.au)

- ![](https://www.altusfinancial.com.au/hubfs/Assets%20Jan%202019/Images/group-14%20(1).svg)![](https://www.altusfinancial.com.au/hubfs/Assets%20Jan%202019/Images/group-17%20(1).svg)
- ##### MENU
- [![](https://www.altusfinancial.com.au/hubfs/Assets%20Jan%202019/Images/phone-call%20(6).svg)![](https://www.altusfinancial.com.au/hubfs/Assets%20Jan%202019/Images/phone-call-2.svg)](tel:1300832962)

- ##### MENU

[![Talk With Us](https://no-cache.hubspot.com/cta/default/512115/11099956-4246-4311-83f2-64fc6560f370.png)](https://cta-redirect.hubspot.com/cta/redirect/512115/11099956-4246-4311-83f2-64fc6560f370)

- [![](https://www.altusfinancial.com.au/hubfs/Assets%20Jan%202019/Images/phone-call-2%20(1).svg)](tel:+61%202%208908%203444)

- ![](https://www.altusfinancial.com.au/hubfs/close.svg) CLOSE

- [Home](https://www.altusfinancial.com.au)
- [Services](https://www.altusfinancial.com.au/services)
- [About](https://www.altusfinancial.com.au/our-story)
- [Resources](https://www.altusfinancial.com.au/resources)
- [Blog](https://www.altusfinancial.com.au/blog)
- [Contact Us](https://www.altusfinancial.com.au/contact-us)

- [Careers](https://www.altusfinancial.com.au/careers)
- [Case Studies](https://www.altusfinancial.com.au/case-studies)
- [Our Global Reach](https://www.altusfinancial.com.au/our-global-reach)
- Altus Gives
- [Insights](https://www.altusfinancial.com.au/blog)
- [Resources](https://www.altusfinancial.com.au/resources)
- [Videos](https://www.altusfinancial.com.au/videos)
- [Legals](https://www.altusfinancial.com.au/legals)

- [Instagram](https://www.instagram.com/altus_financial/)
- [LinkedIn](https://www.linkedin.com/company/2339369/admin/)
- [Facebook](https://www.facebook.com/AltusFinancial/)

- [Business (242)](https://www.altusfinancial.com.au/blog/topic/business)
- [Strategy (150)](https://www.altusfinancial.com.au/blog/topic/strategy)
- [Wealth (143)](https://www.altusfinancial.com.au/blog/topic/wealth)
- [Super (56)](https://www.altusfinancial.com.au/blog/topic/super)
- [CFO (48)](https://www.altusfinancial.com.au/blog/topic/cfo)
- [Growth (38)](https://www.altusfinancial.com.au/blog/topic/growth)
- [Business Succession (25)](https://www.altusfinancial.com.au/blog/topic/business-succession)

[![Helpful Resources](https://no-cache.hubspot.com/cta/default/512115/11b7293b-309b-4f1b-af85-27ec1dd19a35.png)](https://cta-redirect.hubspot.com/cta/redirect/512115/11b7293b-309b-4f1b-af85-27ec1dd19a35)

Request a Consultation

- Close![](https://www.altusfinancial.com.au/hubfs/Assets%20Jan%202019/Images/close%20(3).svg)

## Request a Consultation

- [Insider](https://www.altusfinancial.com.au/blog/topic/insider)

# [Fortunity is now Altus](https://www.altusfinancial.com.au/blog/fortunity-is-now-altus)

For many years, Fortunity has proudly supported individuals, families and businesses across the Central Coast with trusted financial advice and deep local relationships. Today, we are excited to enter our next chapter as Altus. This evolution brings together t.....

###### Altus Team

#### Latest Posts

[Insider](https://www.altusfinancial.com.au/blog/topic/insider)

##### [Fortunity is now Altus](https://www.altusfinancial.com.au/blog/fortunity-is-now-altus)

[Wealth](https://www.altusfinancial.com.au/blog/topic/wealth), [Family Office](https://www.altusfinancial.com.au/blog/topic/family-office), [Families Who Thrive](https://www.altusfinancial.com.au/blog/topic/families-who-thrive)

##### [The Great Wealth Transfer](https://www.altusfinancial.com.au/blog/the-great-wealth-transfer)

[Wealth](https://www.altusfinancial.com.au/blog/topic/wealth), [Super](https://www.altusfinancial.com.au/blog/topic/super), [Tax](https://www.altusfinancial.com.au/blog/topic/tax)

##### [Division 296 tax: what high-balance super members need to do now](https://www.altusfinancial.com.au/blog/division-296-tax-what-high-balance-super-members-need-to-do-now)

[Business](https://www.altusfinancial.com.au/blog/topic/business), [FBT](https://www.altusfinancial.com.au/blog/topic/fbt), [Accounting](https://www.altusfinancial.com.au/blog/topic/accounting)

##### [Common FBT Questions and Answers](https://www.altusfinancial.com.au/blog/common-fbt-questions-and-answers)

[Super](https://www.altusfinancial.com.au/blog/topic/super), [Business](https://www.altusfinancial.com.au/blog/topic/business)

##### [Pay Day Super Is Coming: What SMEs Should Be Doing Now](https://www.altusfinancial.com.au/blog/pay-day-super-is-coming-what-smes-should-be-doing-now)

<https://www.altusfinancial.com.au/blog/division-296-tax-what-high-balance-super-members-need-to-do-now>

[Wealth](https://www.altusfinancial.com.au/blog/topic/wealth), [Super](https://www.altusfinancial.com.au/blog/topic/super), [Tax](https://www.altusfinancial.com.au/blog/topic/tax) - 9 min read

#### [Division 296 tax: what high-balance super members need to do now](https://www.altusfinancial.com.au/blog/division-296-tax-what-high-balance-super-members-need-to-do-now)

 From 1 July 2026, Division 296 will introduceadditionaltax on superannuation balances above $3 million.

###### Altus Team

<https://www.altusfinancial.com.au/blog/pay-day-super-is-coming-what-smes-should-be-doing-now>

[Super](https://www.altusfinancial.com.au/blog/topic/super), [Business](https://www.altusfinancial.com.au/blog/topic/business) - 2 min read

#### [Pay Day Super Is Coming: What SMEs Should Be Doing Now](https://www.altusfinancial.com.au/blog/pay-day-super-is-coming-what-smes-should-be-doing-now)

 Pay Day Super may not take effect until 1 July 2026, but for many SMEs, the most important work should start well before.....

###### Altus Team

<https://www.altusfinancial.com.au/blog/supercharge-your-superannuation-maximise-your-retirement-savings>

[Super](https://www.altusfinancial.com.au/blog/topic/super), [Investments](https://www.altusfinancial.com.au/blog/topic/investments) - 9 min read

#### [Supercharge Your Superannuation & Maximise Your Retirement Savings](https://www.altusfinancial.com.au/blog/supercharge-your-superannuation-maximise-your-retirement-savings)

 Welcome back everyone. In the sixth and final part of my blog series, I want to discuss something that affects all of ou.....

###### Shane Brennan

<https://www.altusfinancial.com.au/blog/superannuation-all-your-questions-answered>

[Super](https://www.altusfinancial.com.au/blog/topic/super) - 7 min read

#### [Superannuation: All Your Questions Answered](https://www.altusfinancial.com.au/blog/superannuation-all-your-questions-answered)

 What is superannuation?

###### Stewart Mortlock

<https://www.altusfinancial.com.au/blog/your-future-the-superannuation-investment-vehicle>

[Super](https://www.altusfinancial.com.au/blog/topic/super) - 5 min read

#### [Your Future - The Superannuation Investment Vehicle](https://www.altusfinancial.com.au/blog/your-future-the-superannuation-investment-vehicle)

 Will thinking about retirement put a damper on my present life?

###### Adam Montana

<https://www.altusfinancial.com.au/blog/smsf-tbar-reporting-its-just-around-the-corner>

[Super](https://www.altusfinancial.com.au/blog/topic/super) - 2 min read

#### [SMSF TBAR Reporting - Are you aware of your next reporting obligations?](https://www.altusfinancial.com.au/blog/smsf-tbar-reporting-its-just-around-the-corner)

 With the next SMSF TBAR reporting obligation fast approaching, it’s important you get in touch with your Altus Adviser n.....

###### Stewart Mortlock

<https://www.altusfinancial.com.au/blog/the-2019-20-federal-budget-our-thoughts>

[Wealth](https://www.altusfinancial.com.au/blog/topic/wealth), [Super](https://www.altusfinancial.com.au/blog/topic/super), [Business](https://www.altusfinancial.com.au/blog/topic/business), [Tax](https://www.altusfinancial.com.au/blog/topic/tax) - 2 min read

#### [The Federal Budget - Our Thoughts](https://www.altusfinancial.com.au/blog/the-2019-20-federal-budget-our-thoughts)

 The 2019 Federal Budget was as predicted, a pre-election budget designed to sway the Australian electorate and persuade .....

###### Marc Walsh

<https://www.altusfinancial.com.au/blog/the-best-super-advice-youre-not-taking>

[Super](https://www.altusfinancial.com.au/blog/topic/super), [Retirement](https://www.altusfinancial.com.au/blog/topic/retirement) - 4 min read

#### [The Best Super Advice You’re not Taking](https://www.altusfinancial.com.au/blog/the-best-super-advice-youre-not-taking)

 We all know that superannuation provides a roadmap to a successful retirement, and yet, many of us still aren’t followin.....

###### Rod Dickinson

<https://www.altusfinancial.com.au/blog/smsf-changes-there-are-new-reporting-obligations-you-need-to-be-aware-of>

[Super](https://www.altusfinancial.com.au/blog/topic/super) - 3 min read

#### [SMSF Changes – There are new reporting obligations you need to be aware of](https://www.altusfinancial.com.au/blog/smsf-changes-there-are-new-reporting-obligations-you-need-to-be-aware-of)

 There are new reporting obligations for self-managed super funds (SMSFs). This is to support the introduction of the tra.....

###### Stewart Mortlock

<https://www.altusfinancial.com.au/blog/the-federal-budget.-our-analysis>

[Wealth](https://www.altusfinancial.com.au/blog/topic/wealth), [Super](https://www.altusfinancial.com.au/blog/topic/super), [Growth](https://www.altusfinancial.com.au/blog/topic/growth), [Business](https://www.altusfinancial.com.au/blog/topic/business) - 2 min read

#### [The Federal Budget. Our Analysis.](https://www.altusfinancial.com.au/blog/the-federal-budget.-our-analysis)

 With one eye on the surplus and one eye on the 2019 election, last night’s budget had some expected pre-election treats......

###### Marc Walsh

<https://www.altusfinancial.com.au/blog/super-strategies-when-preparing-for-retirement>

[Super](https://www.altusfinancial.com.au/blog/topic/super), [Retirement](https://www.altusfinancial.com.au/blog/topic/retirement)

#### [(VIDEO) Super Strategies When Preparing for Retirement](https://www.altusfinancial.com.au/blog/super-strategies-when-preparing-for-retirement)

 In this video, Altus Director Matt Smith discusses simple superannuation strategies you can use when planning for your r.....

###### Matt Smith

<https://www.altusfinancial.com.au/blog/video-an-overview-of-the-new-super-changes-with-matt-smith>

[Super](https://www.altusfinancial.com.au/blog/topic/super)

#### [(VIDEO) An Overview of the New Super Changes - with Matt Smith](https://www.altusfinancial.com.au/blog/video-an-overview-of-the-new-super-changes-with-matt-smith)

 In this video, Altus Director Matt Smith outlines all you need to know about the recent changes to superannuation legisl.....

###### Matt Smith

<https://www.altusfinancial.com.au/blog/10-expensive-mistakes-when-planning-for-retirement>

[Wealth](https://www.altusfinancial.com.au/blog/topic/wealth), [Super](https://www.altusfinancial.com.au/blog/topic/super), [Retirement](https://www.altusfinancial.com.au/blog/topic/retirement) - 4 min read

#### [10 Expensive Mistakes When Planning for Retirement](https://www.altusfinancial.com.au/blog/10-expensive-mistakes-when-planning-for-retirement)

 Nobody likes to make mistakes, especially when it comes to something as important as planning for retirement. Fortunatel.....

###### Rod Dickinson

[All posts](https://www.altusfinancial.com.au/blog/all) [Next](https://www.altusfinancial.com.au/blog/topic/super/page/2)

### **Could Your Business Benefit from an Outsourced CFO?**

Set your business on the right path with this simple guide.

[Access the Guide](https://www.altusfinancial.com.au/cfo-landing-page)

![Could Your Business Benefit From an Outsources CFO_Resources](https://www.altusfinancial.com.au/hs-fs/hubfs/1.Offers/Could%20Your%20Business%20Benefit%20From%20an%20Outsourced%20CFO/Could%20Your%20Business%20Benefit%20From%20an%20Outsources%20CFO_Resources.jpg?width=582&height=386&name=Could%20Your%20Business%20Benefit%20From%20an%20Outsources%20CFO_Resources.jpg)

## Financial insights you won’t delete. Delivered to your inbox weekly.

### Sign up for our newsletter

### **Prospective Business Owner** - Succession Checklist

Make sure you’re on the right track with this online checklist.

[Access the Checklist](https://www.altusfinancial.com.au/prospective-business-owner-succession)

![Business Owner - Succession Checklist_Resources](https://www.altusfinancial.com.au/hs-fs/hubfs/1.Offers/Business%20Owner%20-%20Succession%20Checklist/Business%20Owner%20-%20Succession%20Checklist_Resources.jpg?width=581&height=386&name=Business%20Owner%20-%20Succession%20Checklist_Resources.jpg)

#### Featured authors

[Adam Montana](https://www.altusfinancial.com.au/blog/author/adam-montana)

[See all articles](https://www.altusfinancial.com.au/blog/author/adam-montana)

[Alex Bouris](https://www.altusfinancial.com.au/blog/author/alex-bouris)

[See all articles](https://www.altusfinancial.com.au/blog/author/alex-bouris)

[Alex Thomaschuetz](https://www.altusfinancial.com.au/blog/author/alex-thomaschuetz)

[See all articles](https://www.altusfinancial.com.au/blog/author/alex-thomaschuetz)

[Altus Team](https://www.altusfinancial.com.au/blog/author/altus-team)

[See all articles](https://www.altusfinancial.com.au/blog/author/altus-team)

###### Have a question for

Connect with the author of this post and they'll get back to you.

[Send a message](mailto:)

![close (1)](https://www.altusfinancial.com.au/hubfs/Altus_LP_Images/close%20(1).svg)

#### Related Insights

## Financial insights you won’t delete. Delivered to your inbox weekly.

### Subscribe Here!

![page-1 (4)](https://www.altusfinancial.com.au/hubfs/page-1%20(4).svg "page-1 (4)")

##### Services

- [Wealth](https://www.altusfinancial.com.au/services-altus-financials)
- [Business](https://www.altusfinancial.com.au/services-altus-financials)
- [Lending](https://www.altusfinancial.com.au/services-altus-financials)

##### Company

- [About Us](https://www.altusfinancial.com.au/our-story)
- [Our Team](https://www.altusfinancial.com.au/our-team)
- [Careers](https://www.altusfinancial.com.au/careers)
- [Contact us](https://www.altusfinancial.com.au/contact-us)

##### Learning

- [Resources](https://www.altusfinancial.com.au/resources)
- [Insights](https://www.altusfinancial.com.au/blog)

##### Social

- [Instagram](https://www.instagram.com/altus_financial/)
- [LinkedIn](https://www.linkedin.com/company/2339369/admin/)
- [Facebook](https://www.facebook.com/AltusFinancial/)

- [Legal](https://www.altusfinancial.com.au/legal-altus-financial#section4)
- [Terms & Conditions](https://www.altusfinancial.com.au/legal-altus-financial#section5)
- [Privacy Policy](https://www.altusfinancial.com.au/legal-altus-financial#section1)
- [Privacy Wealth Management](https://www.altusfinancial.com.au/legal-altus-financial#section2)
- [General Advice Warning](https://www.altusfinancial.com.au/legal-altus-financial#section7)
- [Loans Privacy Policy](https://www.altusfinancial.com.au/legal-altus-financial#section3)
- [FSG](https://www.altusfinancial.com.au/legal-altus-financial#section6)

© 2022 Altus Financial, All rights reserved.

Altus Wealth Pty Limited ABN 55 649 956 212 is an Authorised Representative of Altus Financial Services Pty Ltd ABN 24 637 026 825 an Australian Financial Services Licensee (AFSL no. 520266). Altus Financial Services Pty Ltd is not responsible for the advice, products and services provided by Altus Accounting. Julie Azzi is a credit representative (CR No. 366834) of BLSSA Pty Ltd ABN 69 117 651 760 (Australian Credit Licence 391237).