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GUIDED WEALTH BUILDING

Investments

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Characteristics
  • On-Demand Accessibility
  • Interdisciplinary Approach
  • Access to Deep Insights
  • Refreshingly Transparent
  • Innovative Thinking
RIGHT FOR YOU IF….
  • Wonder about your investment allocations
  • Want to maximise returns in the long run
  • Don’t know how your current strategy affects your estate planning, taxation, etc.
  • Are seeking ways to diversify your investment portfolio
  • Feel nervous about your current investment risk
  • Are facing liquidation and need advice
WEALTH BUILT ON STEADY PROGRESS

Overview

Successful investing has very little to do with luck and a great deal to do with strategy, knowledge, goal-setting and steady progress. Over time, your investments can grow and create wealth, giving you access to new opportunities and the lifestyle you seek.

Working with an experienced adviser, you can determine the level of risk you’re comfortable with and the types of investments that appeal to you. By creating a diversified investment portfolio, you can reduce your risk and take advantage of opportunities in many different sectors. We love to put our knowledge and experience to work for individuals focused on creating better lives for themselves and their loved ones.

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The Altus Investment Philosophy

Risk and Reward

When it comes to investing, risk and reward are inherently linked. All investments involve a degree of risk and as an investor, we'll help you to establish what level of risk you're comfortable with.

Long Term Investment Approach

Investing requires making informed decisions based on things that have yet to happen. We believe Investors should ignore short-term noise and play the long game. The majority of our portfolios are designed for a minimum of 5 to 7 years, however, you should be prepared to invest for longer terms to yield higher returns.

Diversification

Diversification is more complicated than spreading your exposure across different investment types. It's a tool to assist in stabilising your portfolio returns. Diversification is a key strategy we encourage to help you achieve your desired long-term investment goals.

Asset Allocation is Key

In its simplest terms, asset allocation is the practice of dividing resources among different categories such as Debt (Cash, Bonds, Credit, High Yield), Real Assets (Property, Commodities, Infrastructure) and Equities (Listed, Private Equity). The theory is that the investor can lessen risk because each asset class has a different correlation to the others.

Quarterly Rebalancing

As the market changes, risk can be minimised by regularly rebalancing the assets within your portfolio. Rebalancing is restoring your portfolio to its target asset allocation.

Fees

We use a “fee for service” fee structure which is agreed with you in advance. Always transparent, no surprises here.

Avoiding Emotional Investing

As an investor it's easy to get caught up in the media hype and buy/sell at the peak/valley, which we call emotional investing. Your Altus Adviser works as a buffer between you and the noise and keeps a rational and realistic approach to your investments.

Investment Committee

Our dedicated committee approach to investing expands the number and types of specialists that are working through opportunities and the real risks involved for you. This panel of advisers critically assess the investment decisions impacting you at every stage of your investment journey.

We Partner With The Best

We partner with proven investment specialists to deliver superior risk-adjusted returns so that we can make well-informed decisions to best position you to achieve your financial goals.
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Model Portfolio Series

Investing with Altus Financial

Download a copy of how our model portfolio works and take a step closer to the financial future you’ve always pictured

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Meet the Investments team

MattS-corp MattS-fun

Matt Smith

Director

Matt is a tireless, results driven adviser with a passion for collaborating with clients to help them make optimal financial decisions. Focussed on a seamless alignment between aspirations and strategy, Matt’s purpose for being professionally is to deliver peace of mind that financial decisions made now are supportive of a successful financial future for his clients.

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Matt Smith

Barrel Hunter/Road Runner

Matt’s obsessive focus on being the best you can be extends to his personal pursuits. Finding the perfect wave, running a PB or skiing an unblemished run are always at the forefront of his mind. That being said, his overriding reason for being is to be a caring and kind father to Harry and Isabella and a thoughtful and compassionate husband to Elly.

Rod-corp Rod-fun

Rod Dickinson

Director

Making complex situations simple and understandable, and seeing clients meet long term goals is where Rod gets the most professional satisfaction.

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Connect with Rod

Rod Dickinson

Surfing Tragic

Rod enjoys surfing and playing golf (poorly) when he can. He looks forward to a yearly trip to Indonesia where he can escape from emails and search for uncrowded perfect waves.

Adam-Corp-1 Adam-Fun-1

Adam Montana

Principal Client Adviser

Adam believes the secret to getting ahead is getting started. Adam helps clients realise where they are now, where it's possible to go, and works through the reality of this to achieve a positive financial outcome. Seeing the results of his advice gives him a real sense of satisfaction.

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Adam Montana

Running Enthusiast

In his free time, you can find Adam running and pedalling his way across Sydney and telling dad jokes to his two little ones that are so bad you'll cry/laugh.
  • MattS-Thumb
  • Rod-Thumb
  • Adam-Thumb-2

Matt Smith

Director

Matt is a tireless, results driven adviser with a passion for collaborating with clients to help them make optimal financial decisions. Focussed on a seamless alignment between aspirations and strategy, Matt’s purpose for being professionally is to deliver peace of mind that financial decisions made now are supportive of a successful financial future for his clients.

Start a conversation
Connect with Matt

Rod Dickinson

Director

Making complex situations simple and understandable, and seeing clients meet long term goals is where Rod gets the most professional satisfaction.

Start a conversation
Connect with Rod

Adam Montana

Principal Client Adviser

Adam believes the secret to getting ahead is getting started. Adam helps clients realise where they are now, where it's possible to go, and works through the reality of this to achieve a positive financial outcome. Seeing the results of his advice gives him a real sense of satisfaction.

Start a conversation
Connect with Adam
NICE WORDS. KIND PEOPLE

“I’ve been a client of Altus for a couple of years, everything has been appropriate and comprehensive in that time. It's taken a lot of the work and worry off of me. I wanted a financial planner that understood the issues of my generation, so an adviser like Adam was exactly what I wanted. Receiving the full advice service with Adam has given me peace of mind knowing my needs are being met. ”

Mark J
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    © 2019 Altus Financial, All rights reserved.

    Rod Dickinson, Matthew W.B. Smith, Adam Montana, Altus Financial Pty Limited (ABN 62 081 162 843) are Authorised Representatives of Apogee Financial Planning Limited. (ABN 28 056 426 932), an Australian Financial Services Licensee (AFSL no. 230689) with registered offices at 105-153 Miller Street, North Sydney, NSW 2060 and a member of the National Australia group of companies. Products and services offered by Altus Accounting are not authorised by Apogee Financial Planning. Apogee Financial Planning is not responsible for the advice, products and services provided by Altus Accounting. Julie Azzi is a credit representative (CR No. 366834) of BLSSA Pty Ltd ABN 69 117 651 760 (Australian Credit Licence 391237).