Nobody knows your business like you do, which is why you need a business financing strategy tailored to your unique needs. Perhaps you need to retake control of your cash flow, invest in your business’ growth, or finance equipment and technology - whatever your requirements, our veteran business loan specialists will guide you to a smarter solution.
THE ALTUS DIFFERENCE
At Altus, we take a unique approach to our clients’ financial interests. We believe that in order to deliver value to you, we need to understand how every facet of your financial world works together. Above all, we uphold a mission that guides all that we do - to be our clients’ financial guide and guardian.
If you’re a small business, you might need access to extra fund to reach your business goals. Loans generally are either secured or unsecured, and business loans are often unsecured (as they are not secured against property or assets).
Whether you’re looking for a car, motorcycle or recreational vehicle loan, you don’t want to be paying through the nose. Our personal lending experts have helped countless individuals secure great value vehicle loans. We can cater for a chattel loan, commercial hire, a novated lease and vehicle finance lease.
Our loan specialists can help you with:
A Chattel Mortgage – A chattel mortgage is a loan for a vehicle, where the vehicle is used as security for the loan. It’s usually the most popular type of finance for business car loans due to the potential tax benefits.
Commercial Hire Purchase – A commercial hire purchase is where a finance company purchases a car/vehicle on behalf of a customer. The customer makes regular payments over a fixed period-of-time and then you get the option to purchase the car at the end of the period.
Novated Lease – A novated lease is a type of a salary packaging where the employer pays vehicle lease payments out of pre-tax salary.
Vehicle Finance Lease – A vehicle finance lease is when a lender takes “ownership” of a vehicle. A Business will then lease it from the lender, for an agreed lease term, paying a fixed amount. This offers flexibility in that you can continue to lease the car the after the lease period finishes, you could purchase the car outright, or even consider a new car lease if you want to upgrade or update the vehicle.
We know how critical it is to have great control over your business’ cash flow, which is why your working capital loan needs to fulfil your unique needs. Whether you’re looking for an overdraft, flexible cash flow or business-specific loan, our loan specialists will find the most suitable solution at an unbeatable rate.