Mark works in the Fund Management industry as a Key Account Manager.
Previous to this, he worked as a Financial Planner and has been in the industry for 17 years.
My background is in financial planning and investment, although I hadn't worked as a financial planner since 2005. I came to the realisation that whilst have a pretty strong knowledge, I still didn't think I could actually do it efficiently myself and didn't have the time to get a plan in place.
One point of frustration for me was time. I just didn't have enough time to do it myself. Things weren't getting done.
Another difficulty was that all the rules and regulations change regularly, especially around superannuation. It can be hard to keep up with what you can and can’t do with superannuation.
I also really needed to get my insurance sorted out, particularly because I have a young family.
"It was really satisfying to put in place the right plan so Mark can achieve his goals whilst having the right level of protection in place"- ADAM MONTANA
"I wanted a financial planner that understood the issues of my generation, so an adviser like Adam was exactly what I wanted.”
Their Experience with Altus Financial
I’ve been a client of Altus for about 6 years, everything has been appropriate and comprehensive in that time. It's taken a lot of the work and worry off of me.
Adam's always willing to take a phone call to answer any questions, or an email.
It was easy to get started with Altus. It was me just a matter of getting myself organised, and actually booking in time to sort out things from my end.
Previously I'd tried to do things myself with some assistance from a previous financial planning colleague, where they'd look after my insurance, but I wasn’t receiving, or asking for, holistic advice. It was always just putting a price to a product. Receiving the full advice service with Adam has given me peace of mind knowing my needs are being met.
One of the most positive experiences working with Altus was knowing that insurances will be put in place, which is something that had been worrying me for a couple of years. That was a relief to know my family was protected.
Altus has a team of people who understand my situation and I'm not relying on just one person. My questions are able to be answered and different requests actioned whether Adam is available or not.
How we helped
My initial challenge was finding the time and motivation to get my financial house in order, which Altus has really helped.
Next, I wanted a financial planner that understood the issues of my generation, so an adviser like Adam was exactly what I wanted.
I also needed to deal with multiple issues including tax, superannuation and insurance. Altus has been able to help and advise me on all of these issues in a seamless and coordinated approach.
The advice Adam gave me helped my partner and I get more focused on achieving some goals, whereas previously we had vague goals and no real plan to achieve them. An example is the education fund set up for the kids, which is really great. Whilst we might have still been able to fund their education, it's just nice to know that you've got that set up. It’s something else we no longer have to worry about.
Knowing also that insurances are in place that would protect my family if something was to happen to me gave me the peace of mind I needed.
Altus is a professional business. They've got the resources to cover tax and financial planning. The conversations we’ve had have been very good at getting advice on my issues and suggesting solutions.