--- title: Altus Financial | George Caredes description: Altus Financial | George Caredes --- [![Logo White](https://www.altusfinancial.com.au/hubfs/Logo%20White.svg "Logo White")](https://www.altusfinancial.com.au/) - [Home](https://www.altusfinancial.com.au) - [Services](https://www.altusfinancial.com.au/services) - Company - [About Altus](https://www.altusfinancial.com.au/our-story) - [Our People](https://www.altusfinancial.com.au/our-team) - [Careers](https://www.altusfinancial.com.au/careers) - [Graduate Program](https://www.altusfinancial.com.au/altus-pathways-graduate-program) - [Altus Gives](https://www.altusfinancial.com.au/community) - [Our Global Reach](https://www.altusfinancial.com.au/our-global-reach) - Resources - [Insights](https://www.altusfinancial.com.au/insights) - [Resources & Guides](https://www.altusfinancial.com.au/resources) - [Videos](https://www.altusfinancial.com.au/videos) - Client Programs - [Families Who Thrive](https://www.altusfinancial.com.au/families-who-thrive) - 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George’s focus is on wealth creation, risk management, individual superannuation as well as Self Managed Superannuation fund advice. #### George Caredes ##### Gardener Never one to sit still, George is often busy on the weekends lending a helping hand to his friends and neighbours. With a garage full of tools for every situation, George is known as Mr Fix-it and is always on hand to fix a light switch, landscape a garden, install a security system... nothing seems to be too much of a challenge. #### George Caredes ##### Director Over 20 years in Financial Services Industry, George has been providing private client advice since 2004. George’s focus is on wealth creation, risk management, individual superannuation as well as Self Managed Superannuation fund advice. ###### BIO ## About George Over 20 years in Financial Services Industry.  Have been providing private client advice since 2004. George’s focus is on wealth creation, risk management, individual superannuation as well as Self Managed Superannuation fund advice. - [![phone (4)](https://www.altusfinancial.com.au/hubfs/phone%20(4).svg) +61 416 395 303 ](tel:+61%20416%20395%20303) - [![email (1)](https://www.altusfinancial.com.au/hubfs/email%20(1).svg) george.caredes@altusfinancial.com.au](mailto:george.caredes@altusfinancial.com.au) G ###### GEORGE’S FEATURED CONTENT ## Resources [Wealth](https://www.altusfinancial.com.au/case-studies-old/topic/wealth), [Super](https://www.altusfinancial.com.au/case-studies-old/topic/super), [Tax](https://www.altusfinancial.com.au/case-studies-old/topic/tax) - 9 min read #### [Division 296 tax: what high-balance super members need to do now](https://www.altusfinancial.com.au/blog/division-296-tax-what-high-balance-super-members-need-to-do-now) From 1 July 2026, Division 296 will introduce additional tax on superannuation balances above $3 million. For many Australians, this will be a margina... ###### Altus Team [Super](https://www.altusfinancial.com.au/case-studies-old/topic/super), [Business](https://www.altusfinancial.com.au/case-studies-old/topic/business) - 2 min read #### [Pay Day Super Is Coming: What SMEs Should Be Doing Now](https://www.altusfinancial.com.au/blog/pay-day-super-is-coming-what-smes-should-be-doing-now) Pay Day Super may not take effect until 1 July 2026, but for many SMEs, the most important work should start well before then. This reform changes whe... ###### Altus Team ### **Estate Planning in Australia: Essential Strategies** Essential strategies you need to know. [Access the Guide](https://www.altusfinancial.com.au/retirement-planning-guide) ![Retirement Planning Guide_Resources-1](https://www.altusfinancial.com.au/hs-fs/hubfs/Retirement%20Planning%20Guide_Resources-1.jpg?width=744&height=494&name=Retirement%20Planning%20Guide_Resources-1.jpg) ![group-4 (4)](https://www.altusfinancial.com.au/hubfs/group-4%20(4).svg "group-4 (4)") ![saerch](https://www.altusfinancial.com.au/hubfs/saerch.svg "saerch") This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. ![page-1 (4)](https://www.altusfinancial.com.au/hubfs/page-1%20(4).svg "page-1 (4)") ##### Services - [Wealth](https://www.altusfinancial.com.au/services-altus-financials) - [Business](https://www.altusfinancial.com.au/services-altus-financials) - [Lending](https://www.altusfinancial.com.au/services-altus-financials) ##### Company - [About Us](https://www.altusfinancial.com.au/our-story) - [Our Team](https://www.altusfinancial.com.au/our-team) - [Careers](https://www.altusfinancial.com.au/careers) - [Contact us](https://www.altusfinancial.com.au/contact-us) ##### Learning - [Resources](https://www.altusfinancial.com.au/resources) - [Insights](https://www.altusfinancial.com.au/blog) ##### Social - [Instagram](https://www.instagram.com/altus_financial/) - [LinkedIn](https://www.linkedin.com/company/2339369/admin/) - [Facebook](https://www.facebook.com/AltusFinancial/) - [Legal](https://www.altusfinancial.com.au/legal-altus-financial#section4) - [Terms & Conditions](https://www.altusfinancial.com.au/legal-altus-financial#section5) - [Privacy Policy](https://www.altusfinancial.com.au/legal-altus-financial#section1) - [Privacy Wealth Management](https://www.altusfinancial.com.au/legal-altus-financial#section2) - [General Advice Warning](https://www.altusfinancial.com.au/legal-altus-financial#section7) - [Loans Privacy Policy](https://www.altusfinancial.com.au/legal-altus-financial#section3) - [FSG](https://www.altusfinancial.com.au/legal-altus-financial#section6) © 2022 Altus Financial, All rights reserved. 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