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For anyone who has reached their preservation age and is still working, there is now the ability to ease into retirement.
Until recently, you could only access superannuation benefits if a ‘condition of release’ was met (i.e. turning 65, or retiring after attaining preservation age). This generally made it hard to reduce your working hours and maintain your standard of living.
The introduction of a new ‘condition of release’ means it is possible for you to utilise some or all of your superannuation before you fully retire. You can make up for your reduced employment income with a regular income stream from your superannuation benefits.
Estate planning is about a lot more than having an up-to-date will. A good estate plan will structure your estate so you can distribute your assets according to your wishes, protect your family’s interests and minimise tax. If you have assets of any kind, you really need to consider an Estate Plan.